Companies

Banks

FUIB (FUIB)

Issuer Profile

First Ukrainian International Bank (FUIB) is Ukraine’s 13th largest bank with assets of $2.2bn (2.0% of total) as of end-1Q11. The bank is a subsidiary of System Capital Management (SCM), Ukraine’s largest and diversified business group. FUIB is predominantly a corporate lender, with loans to companies accounting for 75% of its end-2010 loan portfolio. The bank operates 11 branches employing 2,500 staff.

Bond Information

Year2014
Issue Volume ($m)248
Coupon Rate (% p.a.)11.00%
Coupon Frequency-
Maturity Date12/31/2014
Ratings: Moody's/S&P/Fitch-
Market Price* ($)94.50
Market YTM*13.53%
Spread over UST*1,339

Memorandum Terms

Payment of Taxes $1m
Financial Reports A - within 120 days; S/A - within 90 days
Min. CAR 10%
Events of Default:  
Failure to pay 5 days
Cross default $10m
Expiry of licanse, illegality, insolvency etc.
Judgments $5m/60 days
External Management

Issuer Financials

Year2008200920102011E
Total assets2,318.001,987.003,219.003,721.00
Total rev201.00166.00141.00161.00
Net Income ($m)15.00(54.00)71.0056.00
Equity451.00376.00527.00605.00
Nim6.826.703.804.10
Equity assets19.4618.9016.3716.26
ROE (%)3.27(13.14)15.789.96
ROA0.67(2.52)2.741.62

YTM

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